Welcome to Honda Auto Pinetown

 

Why you need Paint Tech Insurance Policy?  KEEP IT LIKE NEW! For R4500 only!

*  Keeps your vehicle in showroom condition by providing cover for dents, chips and scratches.
*  Maintains the value of your vehicle, making re-sale easier.

FINANCE APPROVALS WITHIN 3 HOURS!
 
Welcome to CMH Finance for your peace of mind motoring.  Honda Pinetown offers you the best finance service.  We understand that owning a New Honda or Used Vehicle is something rather special.  When you finance a vehicle through Honda Pinetown, you will receive dedicated financing, ensuring you get a product which has been tailored exactly to your needs.  Contact Pammy Govender on 031 714 3600.
 
CHOICES OF AGREEMENT
 
Installment Agreement:  The installment agreement is the normal way of financing your vehicle meaning that the vehicle is yours under this choice.  There are regular monthly installments.  As a customer, no deposit is required.  The deal is made up of a finance package with repayments that are payable in regular or monthly installments over an agreed period.
 
Installment Agreement with Balloon:  This agreement is a simple and effective way for acquiring a vehicle with lower monthly installments, with a final payment that transfers ownership to you the customer.  A final payment is negotiated at the outset of the agreement, and the remaining cost, plus interest charges, is then repayable in regular or monthly repayments over an agreed period.  When the final payment is made, ownership is transferred to the customer.  The benefit of the agreement is that it lowers the monthly payments with a final payment.

INSURANCE
 
Comprehensive Insurance:  We provide comprehensive insurance for vehicles.  CMH Finance panel of insurance companies are African Independent, Outsurance, Insure, Absa Brokers, Wesbank Brokers and Alexander Forbes.
 
Finance Protection (PPI) :   Offers you financial protection in the event of a tragedy.  This covers your financial commitment, (the outstanding balance of your agreement) in the event of illness, sickness, disability, hospitalization, retrenchment or death.  We offer this product with all financial agreements, lifting the financial burden from you, your family or business.  Our premiums are tailored to meet your needs.  The policy is subject to terms and conditions.  Get the best cover from Honda Pinetown.
 
Shortfall / Topup Protection:  If your vehicle is stolen, destroyed or written off by the insurer, the difference between the amount paid by the fully comprehensive insurer and the amount owed on the finance agreement will be settled by your Shortfall Protection, leaving you free of any outstanding liability.  Get the best cover from Honda Pinetown.
 
Deposit Protection:  This policy will assist you in safe guarding against the total loss of your insured vehicle.  Get the best cover from Honda Pinetown.
 
 
·        Your green bar-coded ID
·        Your driver’s license
·        Latest Proof of residence (eg. Electricity bill)
·        Payslip
·        6 Months Bank Statements
·        If Married in Community of Property, wife to sign contract
·        Deposit - Require bank guaranteed cheque

 

• Question: If my premium does not go through, will I be covered in that period for any insured events?
  Answer: If the insurer fails to collect the premium, liability cannot be denied.  However, if you fail to pay the premium on the due date, a grace period of 15 days would be allowed.  Should you suffer a loss during this period of grace, your unpaid premium must first be settled on full before the claim can be processed.
• Question: What are the differences between Social Use, Private Use and Business Use?
  Answer: The correct classification of use is required by the Insurer in order to determine its risk exposure.  Vehicles, which are used more frequently, are more exposed to accidents, which therefore necessitate a higher premium.  It is therefore of paramount importance that the correct class of use is correctly defined from the outset.  The different classes are clearly defined in your policy wording: however, the following will serve as an example for ease of reference:
  Social Use: Mainly home executives, pensioners, etc.
  Private Use: Employees travelling to and from work. 
  Business Use: Sales Reps and professionals who visit clients on a regular basis excluding commercial use and the carrying of stock trade.
• Question:  Will my vehicle be replaced with a new vehicle within the first year should it be a total loss?
  Answer: Your vehicle will be replaced with an exact new vehicle, provided such vehicle is reasonably available and the vehicle is not older than twelve months on the date of first registration.